Life Insurance [Streets of New Capenna Commander]

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Set: Streets of New Capenna Commander
Type: Enchantment
Rarity: Rare
Cost: {3}{W}{B}
Extort (Whenever you cast a spell, you may pay {W/B}. If you do, each opponent loses 1 life and you gain that much life.)
Whenever a nontoken creature dies, you lose 1 life and create a Treasure token.
All the money in the world won't buy back a pulse.